ICICI PRUDENTIAL LIFE INSURANCE
About ICICI Prudential
ICICI Prudential Life Insurance Company is a joint venture between ICICI Bank - one of India's foremost financial services companies-and Prudential plc - a leading international financial services group headquartered in the United Kingdom. Total capital infusion stands at Rs. 42.72 billion, with ICICI Bank holding a stake of 74% and Prudential plc holding 26%.
ICICI Prudential was the first life insurer in India to receive a National Insurer Financial Strength rating of AAA (Ind) from Fitch ratings. For three years in a row, ICICI Prudential has been voted as India's Most Trusted Private Life Insurer, by The Economic Times - AC Nielsen ORG Marg survey of 'Most Trusted Brands'.
Good Plans of ICICI Prudential
Given below is synopsis of some good plans of ICICI Prudential Life Insurance. The information provided is for comparison purpose only and for more detailed information before taking any decision refer to the brochure.
LifeGuard is a regular premium, pure protection (Term) plan that lets you insure your life and provide total security to your family, at a very affordable cost.
No Medicals
You can purchase the LifeGuard Term plan online without having to undergo any Medical examination, under the following conditions :-
Your current age is between 20 yrs. – 40 yrs.
The maximum cover (i.e. Sum Assured) does not exceed Rs. 10 lakhs.
The details filled by you in the online Medical Questionnaire meets our Underwriting criteria.
SMART KID REGULAR PREMIUM
SmartKid New Unit-linked Regular Premium is a unit-linked plan, which enables you and your child to accumulate wealth by virtue of the performance of the underlying market-linked instrument.
LIFE TIME GOLD
LifeTime Gold, a regular premium unit-linked policy that offers potentially higher returns through the Multiplier Fund that invests in the top 50 large cap companies.LifeTime Gold also offers you the protective benefit of an insurance cover and financial security for your family.
LIFE STAGE RP
We have different priorities at different life stages. With such changing priorities, it is important to adopt Asset Allocation as an investment practice. It helps to strike the right balance by distributing your investments across different asset classes like equity and debt. More importantly, it should also change according to our life stage profile – age, risk tolerance, etc. Life Stage RP provides you with an option of lifecycle-based portfolio strategy) that continuously re-distributes your money across various asset classes (Automatic Asset Allocation. This will done based on your age, and helps you achieve the right Asset Allocation to meet your desired financial goals.
LIFE TIME SUPER PENSION
Plan for your retirement with LifeTime Super Pension - a regular Premium, unit-linked pension policy that offers you the flexibility to invest in unit-linked funds that generate potentially higher returns. The accumulated value of your policy provides you with a regular income (pension) for life.
FOREVER LIFE
ForeverLife is a regular premium deferred pension plan, which provides you with the security of a life cover during your working years (the Accumulation phase of the policy) and regular pensions once you retire (Annuity phase of the policy).
